August 28, 2008

Commercial Savings, Money Market, and CD Accounts

Savings Account

* Allow you to move funds between your checking account and an FDIC*-insured interest bearing account throughout the month to maximize balances accruing interest
* There is a minimum balance requirement of $100 to avoid a monthly service charge of $1.00
* Unlimited withdrawals may be made in person, by mail or messenger at the bank

Money Market Account

* Combines liquidity and convenience in a tiered variable-rate, interest-bearing account with limited check-writing privileges Allows you to manage your cash flow by moving funds between your checking account and an FDIC-insured interest bearing account.
* Unlimited deposits
* Unlimited in-person teller withdrawals and up to six preauthorized withdrawals each month (however, up to three of these withdrawals can be made by check).
* Interest rates are tiered which provides a higher yield with higher balances.
* Minimum Daily Balance of only $2,500 to avoid a monthly service charge of $10.00
* Check out our Money Market Rates

Treasury Plus Money Market Account

* Earn higher rates than our regular money market account
* Minimum Daily Balance of $15,000 to avoid a $10 monthyl service charge
* Unlimited deposits
* Unlimited in-person teller withdrawals and up to six preauthorized withdrawals each month (however, up to three of these withdrawals can be made by check).
* Interest rates are tiered which provides a higher yield with higher balances.
* Check out our Treasury Plus Money Market Rate

Certificates of Deposit

We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms:

* 1 Month
* 3 Months
* 6 Months
* 12 Months
* 18 Months
* 24 Months
* 30 Months
* 36 Months
* 48 Months
* 60 Months

Minimum balance to open a fixed-rate certificate of deposit is $1,000.

From time to time we offer special fixed rate certificates of deposits with higher minimum balances for other monthly terms. Check out our CD Rates for current rates and specials.

Easy To Open These Accounts

Fill out and submit this application form or come see one of our personal bankers.