August 28, 2008

Loan Rates

Rates Effective: April 30, 2008

Residential Mortgage

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Home Equity Line of Credit

 Term  From  To  Interest Rate  APR
 For terms up to 7 years  $250,000 +    Prime minus 1.0%  4.00%
   $150,000  $249,999  Prime minus 0.5%  4.50%
   $50,000  $149,999  Prime minus 0.25%  4.75%
   $5,000  $49,999  Prime  5.00%

*Offer applies to new home equity customers only. The Annual Percentage Rate (APR) is a variable rate based on the highest Prime Rate in the Money Rates section of the Wall Street Journal (the "WSJ Prime"). The maximum APR for all credits is 20%. Consult your tax advisor about the deductibility of interest. Purchase of Property insurance is required. Offer applies to line secured by owner-occupied, one to four family residences located in the state of Illinois.

Other Loans (Construction, Overdraft Protection, Auto, Debt Consolidation)

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